Health care is in an important aid in today's world where the medical care cost are raising at a sky-rocketing speed. A medical crisis can become a burning hole in your pocket if you don't have a comp... Health care is in an important aid in today's world where the medical care cost are raising at a sky-rocketing speed. A medical crisis can become a burning hole in your pocket if you don't have a comprehensive health care policy to take care of your medical expenses. What is Health Insurance? A type of health insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending upon the type of health insurance you choose, either insured pay costs out-of-pocket and is then reimbursed, or the insurance company directly makes the payments to the provider. It acts like a cushion against the risk of incurring medical expenses. Types of Health Insurance Why do You Need a Health Insurance Policy? Health insurance is important for yourself and your family, insurance is the only ways to curb the uncertainties of life. Health insurance helps to protect you from high health care cost. Save more, live better with a health insurance policy. Take a work down the internet, search for insurance companies, compare and choose the insurance policy that meet your needs. Don't forget to check the reputation and reviews of the insurance company before buying. Tips to Save on Your Health Insurance Many people around the world are unware about the options available for saving money when it comes to their health Insurance. These are few things that you can do lower your health insurance costs Look around, choose your own health insurance policy. Buy Best!!! Source: Free Articles from ArticlesFactory.com Prateeksha Suri is an ardent reader, writer, blogger, jogger and hogger. Loves exploring manual films (books) and places of adventure. A die-heart foodie and an extrovert. She writes articles for motor, home and health insurance etc.