Posted on: 07 June, 2007
Author: Jones Wright
A Credit Score is designed to measure the risk of default by taking into account various factors in a person's financial history. The exact formula for credit scoring is still a closely guarded secret... A Credit Score is designed to measure the risk of default by taking into account various factors in a person's financial history. The exact formula for credit scoring is still a closely guarded secret, but it largely depends upon the factors such as punctuality of payment in the past, length of credit history, types of credit used (installment, revolving, consumer finance), recent search for credit and/or...
Continue ReadingPosted on: 16 May, 2007
Author: Richard Gilliland
Everyone in business is aware that business credit cards have become increasingly popular. Business credit cards have been receiving special attention from credit card issuers: They recognize the business potential created by the rising demand for business credit cards among small and home-based businesses, and are intent on tapping into it. The major credit card companies designed business credit cards purposely to address the needs of these small and medium sized companies. Wherever you look - on the Internet, radio and broadcast media, newspapers and other print media - you will find the card issuers advertising these business credit cards,...
Continue ReadingPosted on: 08 May, 2007
Author: James Dedolph
By now, I'm sure that almost everyone has heard of the sub-prime lending shakeup. In case you haven't heard, the sub-prime lending shakeup was the result of many lenders' policy of making loans that were extremely aggressive and not necessarily good investments and that caused those loans to have a very high default rate, which has caused investors to stop purchasing the loans in the secondary market. Now, you may ask, what does this have to do with my purchasing a home. In many cases, sub-prime lending has not only to do with your FICO scores, but the structure of...
Continue ReadingPosted on: 20 April, 2007
Author: Richard Gilliland
American Express focuses on centralized financial services planning, which has spawned many of the incredible American Express credit cards that promise great rewards. Blue Cash from American Express is one such card designed in a manner to suit those of you with fine or excellent credit and planning for rebate programs. Simply, American Express Blue Cash stands perfect; if you can have enough finances to spend hefty amounts on the card every year, you will receive cash back rewards in return. Well you might get deluded with the name Blue Cash (since you are not going to see any...
Continue ReadingPosted on: 20 April, 2007
Author: Richard Gilliland
The Bank of America is one of the market leaders in issuing credit card. The credit cards from Bank of America are also renowned in the market for their flexibility, and are exclusively designed to manage extensive credit situations for students and businessmen. If you are one of those who are required to spend a lot more on flights than anything else does, then the Bank of America - Asiana Visa Platinum credit card is a perfect option for you. The Asiana Visa card promises you great gifts in airline miles and you can explore a wide area experiencing...
Continue ReadingPosted on: 28 March, 2007
Author: Dale Rogers
No Credit, Bad Credit, No Problem ever hear these advertisements on the radio, or television, getting an auto loan isnt as easy as the dealerships make it seem. Most dealerships require large down payments, documents (such as paycheck stubs), and/or some form of collateral. This article will help get more opportunities for an approval on an auto loan, for those who have bad credit or no credit. Everyday people swamp into the dealerships all across the US, looking at new or pre owned vehicles. Getting an auto loan can be challenging, but there are different options depending on your credit...
Continue ReadingPosted on: 19 March, 2007
Author: John Articles
Whether you are refurbishing, buying an existing property or building a new facility hotel financing can be a tricky investment. Understanding all of the aspects of raising working capital and being able to make construction loan and mortgage payments prior to the hotel realizing a profit is important to the success of the project. Before any attempt can be made to secure hotel financing a working business plan must be developed. A valid plan usually covers all aspects of the operation from turning the first shovel of dirt for new construction through at least 10 years past the expected date...
Continue ReadingPosted on: 06 March, 2007
Author: Ray Prince
It can be hard to imagine that you may not be able to look after yourself at some point in the future. As most of us are only too aware though, the chances of this situation arising is likely. But who will look after your financial affairs? And how will it all work, especially if your situation deteroirates quickly? Let's look at the options available to you. So, what is an Enduring Power Of Attorney?Where up to date wills give you the reassurance of knowing that your affairs will be taken care of after your death, it is also sensible...
Continue ReadingPosted on: 05 March, 2007
Author: Jeff Wendland
We can learn a lot from investors of the past century. The lessons taught through failures and successes of financial investors of the past can help us adapt to the current rocky financial climate. If you want to be successful with your financial investing, it is important to know your history. Studying the stories of past investors can teach you important financial principles. Principles do not change. A principle is a basic truth, law or perception and knowing and understanding the principles of financial investing can save you a lot of stress and help you protect your investments. If you...
Continue ReadingPosted on: 26 February, 2007
Author: Gregg Elberg
Financing Options for Import Companies explores how to finance your growing import company. A combination of purchase order financing, accounts receivable financing and inventory financing may be the solution to growing your import business. Starting or running an import business has never been more profitable because of computers, the internet, and the availability of low cost imports from countries such as China and Mexico. These imports may be resold for up to ten times their cost depending on the competition in your field of operations. It is essential that you have good, honest suppliers plus creditworthy customers with purchase orders...
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