Posted on: 29 March, 2005
Author: Ioannis Evangelos Haramis
Financial planning is the process of determining how to manage money, investing, present and future financial goals, and the strategy that should be undertaken to obtain them. Because our goals and d... Financial planning is the process of determining how to manage money, investing, present and future financial goals, and the strategy that should be undertaken to obtain them. Because our goals and desires change as we do, financial planning and investing is a task that is never finished. How we are financially able to reach these goals, and the risk we are willing to take to get there, necessarily...
Continue ReadingPosted on: 24 February, 2005
Author: Keith Hunt
Many people contact us when they are 30, 60 and 90 days in their mortgage payments. If they are this late with their house payment they are generally behind with the car and have several credits cards that are maxed out. A simple debt consolidation loan would take of all these troubles. By using the equity in your home all the debts would be paid off and you are left with a clean slate and generally spending less money every month. For more information please go to: http://www.goldmedalmortgage5.com/california/10/California-Debt-Consolidation-Home-Mortgage-Loan.html One benefit to a debt consolidation loan that often overlooked is the...
Continue ReadingPosted on: 24 February, 2005
Author: Joseph T Farkasdi
In this era where we are bombarded daily with commercials on television, radio, billboards, through email, not to forget the flyers slipped under the car's wiper blades while shopping at the mall, it's no surprise that so many of us find ourselves endlessly in debt to the services and products offered by others. How can we refuse, when we're baited with the juicy orange carrot of '0% APR' up to a certain amount or for a specified time, or 'no money down' and 'easy installments' of just so much per month? Before we know it, we're in debt. We have...
Continue ReadingPosted on: 21 February, 2005
Author: Jakob Jelling
The first step towards decreasing debt is to stop creating debt. People who amass a lot of debt often get into a mindset of spending tomorrows money, but that only leaves today feeling pinched. Someone who is not in debt appreciates a telephone ringing, because a person without excess debt does not fear creditors. A person without excess debt goes to the mailbox with general malaise, and doesnt feel the stomach clenching fear when a handful of bills appear. Someone without a lot of debt can enjoy shopping, can handle the unexpected, and sleeps better knowing they have their ducks...
Continue ReadingPosted on: 19 February, 2005
Author: Janet Williams
In the present era where financial breakdowns and debt problems rein supreme here are some programs which can turn your nightmares into sunny beginnings. The consumer debts in America have reached staggering levels after more than doubling over the past 10 years. According to the figures from the Federal Reserve Board, consumer debt hit $1.98 trillion in October 2003, up from $1.5 trillion three years ago. There are presently 5 to 7million Americans, who are financially overstressed. The fourth quarter of 2004 found consumers exhibiting little confidence in the economy, with unemployment at 5.4 per cent, individual bankruptcy filings at...
Continue ReadingPosted on: 02 February, 2005
Author: Vanessa McHooley
College Savings Plans are they the best choice for my ... Savings Plans, also called Section 529 plans, are one of the best ways to save for college because they ... ... va College Savings Plans are they the best choice for my child?College Savings Plans, also called Section 529 plans, are one of the best ways to save for college because they offer:-Tax advantages-A variety of investment options-Flexible contribution options-Parental control-Little impact on eligibility for need-based financial aidTax advantagesInvestments in 529 plans are usually exempt from federal taxes. Earnings are tax-deferred and are not subject to capital...
Continue ReadingPosted on: 22 January, 2005
Author: Jim Hood
How a Credit Card Can Be Your ... 2005, Jim HoodWe have all heard ... stories of people over ... with credit card ... out every card they own,then only being able to How a Credit Card Can Be Your FriendCopyright 2005, Jim HoodWe have all heard countless stories of people over theirheads with credit card debt-maxing out every card they own,then only being able to afford the minimum monthly payment. High interest payments shackle people to their debt foryears, not to mention the significant income drain thefinance charges have on their families.It is unfortunate that many Americans must live...
Continue ReadingPosted on: 13 January, 2005
Author: Syd Johnson
This is a mortgage where the one payment, usually the last one is bigger than any other ... Balloon ... are usually set up like a regular 30 year mortgage except that at some date in the This is a mortgage where the one payment, usually the last one is bigger than any other payments. Balloon Mortgages are usually set up like a regular 30 year mortgage except that at some date in the future, a large balloon payment will be due. The balloon payment is typically the entire balance of the mortgage. The due date of the balloon payment...
Continue ReadingPosted on: 13 January, 2005
Author: Charles M O'Melia
You have ... to this article either ... or in print as long as the author bylines are ... with a live link, and the article is not changed in any way (typos ... Please p You have permission to this article either electronically or in print as long as the author bylines are included, with a live link, and the article is not changed in any way (typos excluded). Please provide a courtesy e-mail to [email protected] telling where the article was published. (Word Count 676) Invest in the stock market for the RIGHT reason, using the RIGHT choices! Investing...
Continue ReadingPosted on: 12 January, 2005
Author: Hilda Schultze
What does it mean to ... Why would someone want to ... There are many cases when a person would ... When we use the term ... we are ... ... to a loan such as a What does it mean to refinance? Why would someone want to refinance? There are many cases when a person would refinance. When we use the term refinance, we are typically referring to a loan such as a car or house loan. It may also be a business loan. For the purpose of this article, we are going to discuss the home loan but...
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